01Auto
“Everyone says Florida auto rates are dropping, but mine didn't.”
How we help: rates are falling in 2026, but not the same at every carrier. We shop your renewal with several and explain every change.
Family-owned · Since 2007 · Hablamos español
Auto, home, health & business insurance in St. Cloud & Orlando
One licensed agent who knows your family, your business and your coverage. We compare options from top carriers so you save money, save time and avoid the stress.
- Licensed in Florida
- Independent agency
- 239+ Google reviews
- English & Spanish
What do you want to protect?
Pick one. 10 quick questions, then a licensed agent gets back to you with your options.
Enrollment seasonMedicare: Oct 15 – Dec 7 · Health Marketplace (ACA): Nov 1 – Jan 15 (enroll by Dec 15 for Jan 1).
Talk to a licensed agent →
Sound familiar?
20 INSURANCE PROBLEMS WE SOLVE
This is what we hear from Central Florida families and businesses. If one of these is yours, tap the button and we'll start right there.
01 / 20
02Home
“My home insurance company sent me a non-renewal letter.”
How we help: we look for a new carrier before your date so you're not left without coverage.
03Flood
“I'm with Citizens and they say I now need flood insurance.”
How we help: Citizens requires it on home policies with wind by January 1, 2027. We quote flood and check if a private carrier can take you out of Citizens.
04Home
“My roof is older and I'm worried about getting coverage.”
How we help: we check which options are available for your roof's age and condition.
05Auto
“I had a ticket or an accident and my price jumped.”
How we help: carriers rate driving records differently. We compare to find a better fit.
06Auto
“I need proof of insurance today for my car.”
How we help: call us. We work fast to get you covered and send your ID cards.
07Auto
“I'm adding a teen driver and I'm scared of the price.”
How we help: we look for discounts like good student and compare carriers.
08Medicare
“I'm turning 65 and the Medicare mail is overwhelming.”
How we help: a licensed agent sits down with you, in person or by phone, in your language.
09Health
“I lost my job and my health insurance with it.”
How we help: losing coverage can open a Special Enrollment Period. We help you act in time.
10Health
“My health plan price jumped this year.”
How we help: the extra federal savings ended in 2025. We check what help you still qualify for and compare 2027 plans, step by step.
11Health
“My doctor isn't in my plan's network.”
How we help: we compare networks before you enroll so you keep the doctors you trust.
12Business
“A client needs my certificate of insurance before I can start the job.”
How we help: certificate requests are a priority for us, so you can get to work.
13Business
“I hired my first employee. Do I need workers' comp?”
How we help: Florida's rules depend on your industry and team size. We explain what applies to you.
14Business
“I use my truck for work but only have personal auto insurance.”
How we help: personal policies may not cover business use. We set up the right commercial auto.
15Rental
“I bought a rental property and don't know what policy it needs.”
How we help: rentals need a landlord (dwelling fire) policy, not regular homeowners. We set it up right.
16Renters
“I rent, and I thought my landlord's insurance covered my things.”
How we help: it usually doesn't. Renters insurance protects your belongings and your liability.
17Life
“My family depends on me and I have no life insurance.”
How we help: we find coverage that fits your budget and explain it in plain words.
18Life
“I don't want my kids to pay for my final expenses.”
How we help: final expense coverage is simple. We walk you through it with patience.
19Everything
“My policies are with five different companies and I can't keep track.”
How we help: one agent reviews everything together so nothing is missed or paid twice.
20Service
“Every time I call, I get a call center, and nobody speaks Spanish.”
How we help: you get the same agent every time, in English or Spanish.
Insurance quiz · 10 questions
WHAT INSURANCE DO YOU ACTUALLY NEED?
Every answer changes the next question, so you only see what applies to you. At the end you'll see your best fit and what else is worth checking.
- About 2 minutes
- Built from what our agents see every day
- We never ask about health conditions or medications
- English or Spanish, no obligation
Question 1 of 10
Coverage
ONE AGENT FOR EVERY POLICY
Personal or commercial, we compare options across multiple carriers and explain everything in plain words.
Auto insurance
Personal and commercial auto in St. Cloud, Kissimmee and Orlando, compared across top carriers.
Quote auto →Home & flood
Homeowners, dwelling fire and flood insurance built for Florida, plus renters and umbrella.
Quote home →Health, dental & Medicare
Individual and family health plans, dental and Medicare, explained in English or Spanish by licensed agents.
See my options →Business & commercial
General liability, commercial auto, workers' compensation and business property, with fast certificates for contractors.
Protect my business →Life insurance
Simple life coverage so your family is protected, whatever happens.
Quote life →Motorcycle, boat & RV
Coverage for the things you enjoy in Florida, all with the same agent.
Get a quote →
Who we help
REAL PEOPLE. REAL COVERAGE.
Central Florida families, business owners and people turning 65, many navigating insurance for the first time.
Health for the whole family
We explain your plan and subsidies in Spanish and help you every year at enrollment.
“Let's find the right plan for your family.”
Insured for the next job
General liability, commercial auto and workers' comp, with your certificate when you need it.
“One agent who knows your business.”
Medicare without the confusion
A sit-down in person or by phone, patiently, in your language, with the same agent every year.
“Estamos aquí para ayudarle.”
Home & flood in Florida
We review your home coverage and whether you need flood insurance before storm season.
“Protect what you value most.”
Why Client Care
SAVE MONEY. SAVE TIME. AVOID THE STRESS.
1
We compare for you
As an independent agency, we quote multiple carriers and show you the options honestly.
2
One agent who knows you
Your family, your business and your coverage with the same person. No call centers.
3
In your language
Our team serves you in English and Spanish, in plain words, no jargon.
4
We stay with you
We review your renewal before it arrives and tell you if we find a better option.
We compare plans from carriers like:
- Progressive
- GEICO
- National General
- Kemper
- Infinity
- Universal Property
- Security First
- American Integrity
- Slide
- GeoVera
- Appalachian Underwriters
- Florida Blue
- Oscar
- Ambetter
How it works
YOUR QUOTE IN THREE STEPS
Tell us what you need
Call, message us or take the quiz. It takes minutes.
We compare options
A licensed agent shops multiple carriers and explains every option.
You choose with confidence
You decide. We stay by your side at renewal and with every question.
239+
CLIENT REVIEWS ON GOOGLE
Central Florida families and businesses share their experience with Client Care. Read them for yourself.
What our clients say
Selected 5-star reviews, copied word for word from our Google Business Profile. See every review on Google.
Careers · We're hiring
Hiring now · Priority #1
In office · St. Cloud / Orlando
Also hiring · Remote · Anywhere in Florida
GROW YOUR INSURANCE CAREER WITH A FAMILY AGENCY
Client Care is growing in St. Cloud and Orlando. We're looking for licensed agents who want to help real families and businesses, in English and Spanish.
2007Family agency since
2Offices: St. Cloud & Orlando
14+Carriers to quote
EN · ESClients in two languages
Licensed agent, in office
- Real clients from day one, at an agency serving Florida since 2007
- Work beside experienced agents
- Bilingual office; Spanish is a plus
Health & life agent, remote
- Health, Medicare and life with many carriers
- Work from anywhere in Florida
- The backing of a family agency since 2007
Apply here in about 2 minutes
A short call with our team
Meet the office and get started
See the full details for each role →
Know a great agent? Share this page: clientcareinsurance.com/careers
Visit us
TWO OFFICES IN CENTRAL FLORIDA
Orlando
12720 S Orange Blossom Trl Ste 16Orlando, FL 32837
St. Cloud
2001 Hickory Tree RdSt. Cloud, FL 34772
Areas we serve
INSURANCE NEAR YOU IN CENTRAL FLORIDA
From our St. Cloud and Orlando offices we serve families and businesses across Osceola and Orange counties, and all of Florida by phone.
- St. Cloud
- Kissimmee
- Orlando
- Hunters Creek
- Meadow Woods
- Lake Nona
- Narcoossee
- Harmony
- Celebration
- Poinciana
- Osceola County
- Orange County
Client Care Insurance at a glance
- What we are
- Family-owned independent insurance agency, licensed in Florida
- Since
- 2007
- Offices
- 12720 S Orange Blossom Trl Ste 16, Orlando, FL 32837 · 2001 Hickory Tree Rd, St. Cloud, FL 34772
- Phone
- (844) 556-8483
- [email protected]
- Languages
- English and Spanish
- Coverage
- Auto, home, flood, renters, umbrella, motorcycle/boat/RV, health, dental, Medicare, life, general liability, commercial auto, workers' compensation
- Reviews
- 239+ Google reviews
- Careers
- Hiring licensed agents
FAQ
QUESTIONS WE HEAR EVERY DAY
Is Client Care Insurance an independent agency?
Yes. We're a family-owned independent agency, so we compare plans from many insurance companies and help you choose the right coverage, not just one company's policy.
Do you speak Spanish?
Sí. Our team speaks English and Spanish, and we'll explain every option in the language you prefer.
What types of insurance do you offer?
Auto, home, flood, renters, umbrella, motorcycle, boat and RV, health, dental, Medicare, life, and business coverage including general liability, commercial auto and workers' compensation.
How do I get a free quote?
Call (844) 556-8483, take the 10-question insurance quiz, fill out the quote form, or visit our Orlando or St. Cloud office. Many quotes take just minutes.
Can you help me with Medicare or health insurance enrollment?
Yes. Our licensed agents help with individual and family health plans and Medicare, and explain your options in English or Spanish.
Do you insure contractors and small businesses?
Yes. We cover general liability, commercial auto, workers' compensation and business property, and we prioritize certificate of insurance requests so you can get to work.
Is Client Care Insurance hiring?
Yes. We're growing in St. Cloud and Orlando and hiring licensed insurance agents, in office and remote. Apply on our website in about two minutes.
Free quote
LET'S FIND THE RIGHT COVERAGE
Tell us what you need and a licensed agent will contact you in the language you prefer. No obligation.
- (844) 556-8483
- [email protected]
- Orlando · St. Cloud